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USD Coin · USDC · United States

Buy USDC in the United States with dollars

Buy USD Coin directly from other people and pay in USD by Zelle or ACH bank transfer. The seller’s USDC is locked in escrow before you pay, and only released when they confirm your payment.

Buy USDC nowSell USDC for USD
  • Escrow on every trade
  • Pay by Zelle
  • Free to sign up
Example tradeIn escrow
Buying USDCfor $50 · paid by Zelle
  1. USDC locked in escrowBefore you pay anything
  2. $50 sent by ZelleYou tapped “I’ve paid”
  3. Seller confirms and releasesUSDC arrives in your wallet
  • Escrow protectedCrypto locked before you pay
  • USDPay in dollarsZelle, ACH bank transfer, Cash App
  • Real peopleRatings on every profile
  • Help in the chatDisputes reviewed by our team
How to buy

How to buy USDC in the United States in four steps

  1. 1

    Create a free account

    Sign up with your email and verify it. It takes about a minute.

  2. 2

    Choose a seller

    On P2P Trade, pick an offer in USD by price, limit and payment method. Their USDC is locked in escrow.

  3. 3

    Pay in dollars

    Send USD by Zelle or ACH bank transfer to the details in the trade, then tap “I’ve paid”.

  4. 4

    Receive your USDC

    The seller confirms and the USDC moves from escrow to your Peerlyx wallet.

About USDC

What is USD Coin?

USD Coin (USDC) is a stablecoin issued by Circle and designed to keep the value of one US dollar, backed by cash and short-term US government bonds.

On Peerlyx you buy USDC straight from another person at a price they set in USD, so you can pay by Zelle or ACH bank transfer, the way you already pay in the United States.

Ways to pay

How to pay in the United States

  • ZelleInstant between US banks
  • ACH bank transferUS bank transfer
  • Cash AppApp transfer
  • WiseApp transfer

Each offer shows the method its seller accepts.

Stay safe

Five rules for a safe trade

Escrow protects the crypto. These habits protect your money.

  • Pay only to the account shown inside the trade.
  • Tap “I’ve paid” only after the money has left your account.
  • Keep every message in the Peerlyx trade chat.
  • Never share OTPs, passwords or your 2FA code.
  • Something wrong? Open a dispute instead of paying again.

Buy other crypto in the United States

All coins and countries →
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FAQ

Questions about buying USDC in the United States

Still stuck? Ask Peerlyx Support in the app chat.

How do I buy USDC in the United States with USD?

Create a free Peerlyx account, choose a USDC offer priced in USD on P2P Trade, pay the seller by Zelle, ACH bank transfer, Cash App or Wise within the time shown, and tap “I’ve paid”. When the seller confirms your payment, the USDC is released from escrow to your Peerlyx wallet.

Which payment methods can I use in the United States?

Sellers in the United States commonly accept Zelle, ACH bank transfer, Cash App or Wise. Each offer shows the method its seller accepts, and you pay only to the details shown inside the trade.

What price will I pay for USDC?

Each seller sets their own price per USDC in USD. The price on the offer is what you pay for each USDC, so compare a few offers before you start.

Is it safe to buy USDC peer to peer?

The seller’s USDC is locked in escrow before you pay, and only their confirmation releases it. Pay only to the details shown in the trade, keep every message in the trade chat, and open a dispute if something goes wrong.

Do I need to verify my account?

With a verified email you can trade up to US$500 in total. Verify your phone and ID to trade without that limit.

How long does it take to get my USDC?

Most sellers release within minutes of receiving your payment. Every offer shows how long you have to pay before you start.

Ready to buy your first USDC?

Create a free account and pick a seller on P2P Trade. Your dollars, their USDC, escrow in between.

Create free accountBrowse P2P Trade

Buy USDC in other countries

India INRPakistan PKRBangladesh BDTVietnam VNDPhilippines PHPIndonesia IDRThailand THBMalaysia MYRNigeria NGNKenya KESGhana GHSSouth Africa ZAREgypt EGPUganda UGXTanzania TZSCameroon XAFTürkiye TRYUnited Arab Emirates AEDSaudi Arabia SARUnited Kingdom GBPGermany EURFrance EURSpain EURItaly EURNetherlands EURPortugal EURUkraine UAHPoland PLNCanada CADBrazil BRLArgentina ARSColombia COPMexico MXNPeru PENChile CLP

Prices are set by individual traders. Crypto prices can go down as well as up. Peerlyx is not affiliated with Zelle, ACH bank transfer, Cash App, Wise or any bank; payment method names belong to their owners. Level 1 accounts can trade up to US$500 in total.

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