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Bitcoin · BTC · United States

Buy BTC in the United States with dollars

Buy Bitcoin directly from other people and pay in USD by Zelle or ACH bank transfer. The seller’s BTC is locked in escrow before you pay, and only released when they confirm your payment.

Buy BTC nowSell BTC for USD
  • Escrow on every trade
  • Pay by Zelle
  • Free to sign up
Example tradeIn escrow
Buying BTCfor $50 · paid by Zelle
  1. BTC locked in escrowBefore you pay anything
  2. $50 sent by ZelleYou tapped “I’ve paid”
  3. Seller confirms and releasesBTC arrives in your wallet
  • Escrow protectedCrypto locked before you pay
  • USDPay in dollarsZelle, ACH bank transfer, Cash App
  • Real peopleRatings on every profile
  • Help in the chatDisputes reviewed by our team
How to buy

How to buy BTC in the United States in four steps

  1. 1

    Create a free account

    Sign up with your email and verify it. It takes about a minute.

  2. 2

    Choose a seller

    On P2P Trade, pick an offer in USD by price, limit and payment method. Their BTC is locked in escrow.

  3. 3

    Pay in dollars

    Send USD by Zelle or ACH bank transfer to the details in the trade, then tap “I’ve paid”.

  4. 4

    Receive your BTC

    The seller confirms and the BTC moves from escrow to your Peerlyx wallet.

About BTC

What is Bitcoin?

Bitcoin is the first and largest cryptocurrency, with a fixed supply of 21 million coins. People buy it as a long-term store of value and to send value across borders without a bank.

On Peerlyx you buy BTC straight from another person at a price they set in USD, so you can pay by Zelle or ACH bank transfer, the way you already pay in the United States.

Ways to pay

How to pay in the United States

  • ZelleInstant between US banks
  • ACH bank transferUS bank transfer
  • Cash AppApp transfer
  • WiseApp transfer

Each offer shows the method its seller accepts.

Stay safe

Five rules for a safe trade

Escrow protects the crypto. These habits protect your money.

  • Pay only to the account shown inside the trade.
  • Tap “I’ve paid” only after the money has left your account.
  • Keep every message in the Peerlyx trade chat.
  • Never share OTPs, passwords or your 2FA code.
  • Something wrong? Open a dispute instead of paying again.

Buy other crypto in the United States

All coins and countries →
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FAQ

Questions about buying BTC in the United States

Still stuck? Ask Peerlyx Support in the app chat.

How do I buy BTC in the United States with USD?

Create a free Peerlyx account, choose a BTC offer priced in USD on P2P Trade, pay the seller by Zelle, ACH bank transfer, Cash App or Wise within the time shown, and tap “I’ve paid”. When the seller confirms your payment, the BTC is released from escrow to your Peerlyx wallet.

Which payment methods can I use in the United States?

Sellers in the United States commonly accept Zelle, ACH bank transfer, Cash App or Wise. Each offer shows the method its seller accepts, and you pay only to the details shown inside the trade.

What price will I pay for BTC?

Each seller sets their own price per BTC in USD. The price on the offer is what you pay for each BTC, so compare a few offers before you start.

Is it safe to buy BTC peer to peer?

The seller’s BTC is locked in escrow before you pay, and only their confirmation releases it. Pay only to the details shown in the trade, keep every message in the trade chat, and open a dispute if something goes wrong.

Do I need to verify my account?

With a verified email you can trade up to US$500 in total. Verify your phone and ID to trade without that limit.

How long does it take to get my BTC?

Most sellers release within minutes of receiving your payment. Every offer shows how long you have to pay before you start.

Ready to buy your first BTC?

Create a free account and pick a seller on P2P Trade. Your dollars, their BTC, escrow in between.

Create free accountBrowse P2P Trade

Buy BTC in other countries

India INRPakistan PKRBangladesh BDTVietnam VNDPhilippines PHPIndonesia IDRThailand THBMalaysia MYRNigeria NGNKenya KESGhana GHSSouth Africa ZAREgypt EGPUganda UGXTanzania TZSCameroon XAFTürkiye TRYUnited Arab Emirates AEDSaudi Arabia SARUnited Kingdom GBPGermany EURFrance EURSpain EURItaly EURNetherlands EURPortugal EURUkraine UAHPoland PLNCanada CADBrazil BRLArgentina ARSColombia COPMexico MXNPeru PENChile CLP

Prices are set by individual traders. Crypto prices can go down as well as up. Peerlyx is not affiliated with Zelle, ACH bank transfer, Cash App, Wise or any bank; payment method names belong to their owners. Level 1 accounts can trade up to US$500 in total.

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