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Bitcoin · BTC · Nigeria

Sell BTC in Nigeria for naira

Sell Bitcoin directly to other people and get paid in NGN by bank transfer or OPay. You set the price, and your BTC stays in escrow until you confirm the money has arrived.

Sell BTC nowBuy BTC with NGN
  • You set the price
  • Get paid by bank transfer
  • You release, nobody else
Example saleCheck your account
NGN₦80,000 incomingfor BTC · by bank transfer
  1. Your BTC locked in escrowThe buyer can’t take it
  2. Buyer marked ₦80,000 as paidBy bank transfer
  3. Check your account, then releaseOnly you can release the BTC
  • Your priceYou decide what to charge
  • NGNPaid in nairaBank transfer, OPay, PalmPay
  • You releaseNever automatic
  • Help in the chatDisputes reviewed by our team
How to sell

How to sell BTC in Nigeria in four steps

  1. 1

    Add BTC to your wallet

    Create a free account and deposit BTC to your Peerlyx wallet.

  2. 2

    Post an offer or pick a buyer

    Set your price, limits and how you want to be paid, or sell to a buyer already on P2P Trade.

  3. 3

    Get paid in naira

    The buyer sends NGN by bank transfer or OPay. Your BTC waits in escrow meanwhile.

  4. 4

    Check and release

    See the money in your own bank or wallet app, then release the BTC to the buyer.

Local guide

P2P trading in Nigeria

Nigeria has one of the most active peer-to-peer crypto markets in the world. On Peerlyx, naira move by instant bank transfer or through OPay, PalmPay and Moniepoint, while the crypto is held in escrow.

Tips for sellers

What to know in Nigeria

  • Transfers between Nigerian banks and fintech accounts are usually instant. If one is delayed, wait and check rather than paying twice.
  • Never release because of a credit SMS alert: fake alerts are common. Open your bank app and check the balance.
  • Keep every message in the Peerlyx trade chat instead of moving to WhatsApp or Telegram.
Why sell P2P

Cash out BTC to your own account

Selling peer to peer means the naira come straight from the buyer to your own account, by bank transfer or OPay. You decide who you trade with and at what price.

Your BTC never leaves escrow until you release it, so a buyer can’t take it without paying.

Ways to get paid

How buyers in Nigeria pay you

  • Bank transferTo the account shown in the trade
  • OPayMobile wallet
  • PalmPayMobile wallet
  • MoniepointBank account

Your payment details are shared with the buyer only inside a trade.

Seller safety

Five rules before you release

Once released, BTC can’t be pulled back. Check first.

  • Check the money in your own bank or wallet app, not a screenshot.
  • Make sure the amount matches the trade exactly.
  • Release only when the payment has fully arrived, not while it’s pending.
  • Never release because a buyer is rushing you.
  • Not paid? Open a dispute. The BTC stays in escrow.

Sell other crypto in Nigeria

All coins and countries →
TetherSell USDT for NGNEthereumSell ETH for NGNUSD CoinSell USDC for NGNTronSell TRX for NGNPolygonSell POL for NGNBNBSell BNB for NGN
FAQ

Questions about selling BTC in Nigeria

Still stuck? Ask Peerlyx Support in the app chat.

How do I sell BTC in Nigeria for NGN?

Create a free Peerlyx account and add BTC to your wallet. Post a sell offer with your price and payment method, or sell to a buyer already on P2P Trade. When the Nigerian naira arrive in your account, release the BTC from escrow.

How do I get paid in Nigeria?

Buyers pay you directly by bank transfer, OPay, PalmPay or Moniepoint, to the details you add to your offer. Peerlyx never holds your naira.

Who sets the selling price?

You do. Set your price per BTC in NGN and change it any time while your offer is live.

Can a buyer take my BTC without paying?

No. Your BTC stays locked in escrow and only your release sends it to the buyer. If they don’t pay, the trade is cancelled or you open a dispute.

What if the buyer says they paid but I can’t see it?

Don’t release. Check your own bank or wallet app, wait for the money to arrive, and open a dispute if it doesn’t. Our team reviews the trade.

Do I need to verify my account to sell?

With a verified email you can trade up to US$500 in total. Verify your phone and ID to trade without that limit.

Can I pay with OPay or PalmPay?

Yes. Along with bank transfer, OPay, PalmPay and Moniepoint are common ways to pay on Peerlyx in Nigeria. Each offer shows the method its trader accepts.

How do I spot a fake bank alert?

Ignore the SMS and check your account balance in your bank app. Release only when the money is really in your account, and open a dispute if it isn’t.

Turn your BTC into naira

Create a free account, add BTC and post your first offer. You set the price; escrow keeps your BTC safe.

Create free accountPost a sell offer

Sell BTC in other countries

India INRPakistan PKRBangladesh BDTVietnam VNDPhilippines PHPIndonesia IDRThailand THBMalaysia MYRKenya KESGhana GHSSouth Africa ZAREgypt EGPUganda UGXTanzania TZSCameroon XAFTürkiye TRYUnited Arab Emirates AEDSaudi Arabia SARUnited Kingdom GBPGermany EURFrance EURSpain EURItaly EURNetherlands EURPortugal EURUkraine UAHPoland PLNUnited States USDCanada CADBrazil BRLArgentina ARSColombia COPMexico MXNPeru PENChile CLP

Prices are set by individual traders. Crypto prices can go down as well as up. Peerlyx is not affiliated with Bank transfer, OPay, PalmPay, Moniepoint or any bank; payment method names belong to their owners. Level 1 accounts can trade up to US$500 in total.

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