Across the euro area you can pay for USDT with SEPA Instant, a normal SEPA transfer, Revolut or Wise. On Peerlyx you buy from another person, and the seller’s USDT is held in escrow from the moment the trade starts.
Before you start
You need a free Peerlyx account with a verified email and an authenticator app turned on (two-factor authentication, 2FA). 2FA is required before you start a trade.
With a verified email you’re at Level 1 and can trade up to US$500 in total. You can also post sell offers within that limit. To remove it and post buy offers too, verify your phone number, ID and a selfie in Account settings › Identity verification (Level 2).
Buy USDT in 4 steps
- Open P2P Trade. Choose Buy, USDT and EUR, and filter by your payment method.
- Choose a seller. Compare the price and limits, the seller’s record and the time to pay. A normal SEPA transfer needs an offer with a long enough time to pay.
- Pay. Start the trade, send the exact amount to the details shown in the trade, then tap I’ve paid.
- Get your USDT. The seller confirms the payment and releases the USDT to your Peerlyx wallet.
Stay safe on every trade
- Pay only to the details shown in the trade. Never pay to details sent in a message, by email or in another app.
- Mark the trade as paid only after the money has left your account.
- Sellers: release only when the money is in your account. Check your bank or wallet app, not a screenshot.
- Keep every message in the trade chat. Support can only see what happens on Peerlyx.
If you paid and the seller doesn’t release, you can open a dispute from the trade page 45 minutes after the trade was marked paid. The crypto stays locked in escrow while Peerlyx support reviews the chat and the payment proof.
Frequently asked questions
Is SEPA Instant faster than a normal SEPA transfer?
Yes. SEPA Instant usually arrives within seconds; a normal SEPA transfer can take until the next working day, so check the offer’s time to pay first.
